International Society Bass Insurance by Anderson
🎻 Global Coverage for String Bass
Anderson Musical Instrument Insurance Solutions, LLC is your trusted partner for insuring string basses—whether you're performing in a symphony, teaching, touring, or recording—anywhere in the world.
Based in Venice, Florida (USA), Anderson has insured symphony orchestras, musician associations, collectors, dealers, and individual musicians worldwide since 1991. Our sole focus is musical instrument insurance—crafted with precision, empathy, and care.
Our Musician Association Instrument Insurance Program is endorsed by respected organizations such as the International Society of Bassists (ISB) and Associated Chamber Music Players (ACMP). Members enjoy:
- ✅ Exclusive member benefits
- ✅ Comprehensive “All Risk, Stated Value” coverage
- ✅ Competitive rates with global protection
- ✅ Responsive, musician-savvy service
🎼 Instruments We Cover
Our Signature Insurance Program spans a wide range of instruments on a global scale, including Accordion, Bagpipe, Cello, Clarinet, Double Reed, French Horn, Flute, Guitar, Harp, Mandolin, Percussion, Piano, Saxophone, String Bass, Trumpet, Tuba & Euphonium, Viola, Violin, Woodwind—and everything in between.
🎯 Ready to protect your string bass with confidence? Get a quote today and experience the Anderson difference.
Coverage Highlights
🛡️ String Bass Coverage Highlights
- 🌍 “All Risk” Stated Value Coverage: Worldwide protection for itemized instruments
- 📌 Coverage Territory: Global—no geographic restrictions
- 📉 Diminished Value Coverage: Included
- 📄 Valuation Requirement: Current replacement cost must be confirmed via recent bill of sale, affidavit, or appraisal
- 🎭 Professional Use: Included—no exclusions for paid performance or business use
- 🌊 Flood & Earthquake Coverage: Included
- 🎻 Multi-Instrument Coverage: Yes, we’re happy to insure multiple instruments under one policy
- 🎭 Performance Interruption: Up to $600 for actual loss sustained—included at no additional cost
- 🧾 Deductible: $500 for all perils
- 🏛️ Underwriting: This program is underwritten by Hanover Insurance Company and issued in the State of Texas
View the full policy form on the Anderson Musical Instrument Insurance Coverage page
Fast. Secure. Tailored for musicians.
Premium Rate and Minimum Premium for ISB Members
No ISB Membership?
💸 String Bass Insurance Rates (ISB Members)
- 📊 Base Premium Rate: $0.83 per $100 USD of covered value
💵 Annual Premium: $260.00 USD (includes $25 policy fee)
🔒 Covers up to $28,313 USD for itemized instruments
🔗 View full program details on the ISB String Bass Insurance Program page - 🏠
If your bass does not typically leave your home or travel by air, the same $260.00 premium will insure up to $41,964 USD
💰 Rate: $0.56 per $100 USD of covered value - ✈️
If you plan to check your bass as baggage with a common carrier or airline, please contact Anderson for specific requirements and case approvals
💸 String Bass Insurance Rates (Non-Members)
- 📊 Premium Rate: $1.11 per $100 USD of covered value
- 💵 Annual Premium: $260.00 USD
Includes a $25.00 policy fee
Covers up to $21,171 USD for itemized string basses - 📄 Program Details: Explore full terms, rates, and features of our Signature Insurance Program on the Anderson Musical Instrument Insurance Program page
Fast. Secure. Tailored for musicians.
Homeowners Insurance is NOT the Solution
🏠 Why Anderson Coverage Outperforms Homeowner’s Policies
- 🚫 Coverage Limits: Most homeowner’s policies cap musical instrument coverage at ~$2,000—especially if you receive any “pay for play” income
If your bass is valued above this, consider the Anderson Signature Insurance Program. - ⚠️ Business Use Exclusion: Instruments used in paid performances are often excluded
Anderson covers casual, professional, and business use—no exceptions. - 🌊 No Flood Coverage: Unless you carry a separate flood policy, homeowner’s insurance won’t cover flood damage
Anderson includes flood coverage for itemized instruments. - 🌎 No Earthquake Coverage: Most homeowner’s policies exclude earthquake damage—especially to instruments
Anderson includes it. - 💥 Missing Perils: Falling, cracking, bumping, and dropping are typically not covered
Homeowner’s adjusters often assess value only after a claim—when it’s too late
Anderson covers these perils upfront.
View our full coverage form - 📌 Stated Value vs. Actual Cash Value: Anderson insures your instruments for their full itemized value—not depreciated cash value
Most homeowner’s policies settle claims on Actual Cash Value (replacement cost minus depreciation) - 🧾 Appreciation Risk: Many musical instruments appreciate over time
Ask your homeowner’s agent for written confirmation before relying on their coverage
You never want to discover a coverage gap at claim time.
Important Additional Information
Rental Reimbursement Coverage
Included for active members insured in the International Society of Bassists. Coverage up to $225.00 per month for up to 6 months is available, subject to the timely repair of your instrument after a covered loss, AND you do not have an equivalent idle instrument available to use.
Electronic Equipment & Software
Electronic Equipment and Software may be added at a cost of $.65/$100 of insured value. Software includes audio, VST, VSTi plugins and synch licenses using virtual or hardware dongles. This charge is in addition to the total premium for your musical instrument schedule and accessories.
Theft from Unlocked Vehicle Exclusion
If your instrument(s) are left in an unattended vehicle, that vehicle must be kept locked at all times. Coverage is provided for theft, pilferage, burglary or robbery only if evidenced by visible signs of forced entry on the exterior of the vehicle, glass or vehicle lock(s).
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