Signature Strings Insurance Program by Anderson
🎻 Specialized Strings Insurance Programs
The musical instrument insurance team at Anderson Musical Instrument Insurance Solutions, LLC has crafted exclusive Strings Insurance Programs—offering enhanced coverage and discounted rates for active members of leading string organizations.
We’re proud to be the endorsed instrument insurance provider for:
These partnerships reflect our commitment to protecting string musicians with tailored coverage, responsive service, and rates that respect your craft.
Strings Insurance Programs for Association Members
🎻 Global Coverage for String Instruments
Anderson Musical Instrument Insurance Solutions, LLC is your trusted partner for insuring string instruments—including violas, violins, cellos, and string basses—anywhere in the world.
Located in Venice, Florida (USA), Anderson has insured symphony orchestras, musician associations, collectors, dealers, and individual musicians worldwide since 1991. Our sole focus is musical instrument insurance—crafted with precision, empathy, and care.
Our Musician Association Insurance Program is endorsed by respected organizations such as the American Viola Society, Associated Chamber Music Players, and the International Society of Bassists (ISB). Members enjoy:
- âś… Exclusive AVS, ACMP & ISB member benefits
- ✅ Comprehensive “All Risk, Stated Value” coverage
- âś… Competitive rates with global protection
- âś… Responsive, musician-savvy service
🎼 Instruments We Cover
Our Signature Insurance Program spans a wide range of instruments, including Accordion, Bagpipe, Cello, Clarinet, Double Reed, French Horn, Flute, Guitar, Harp, Mandolin, Percussion, Piano, Saxophone, String Bass, Trumpet, Tuba & Euphonium, Viola, Violin, Woodwind—and everything in between.
Ready to protect your string instrument with confidence? Get a quote today and experience the Anderson difference.
🎶 Not a Member? No Problem
Membership in these associations is not required to access our coverage. However, we encourage all string players—especially violists, violinists, cellists, and bassists—to explore the benefits of joining:
Fast. Secure. Tailored for musicians.
Premium Rate and Minimum Premium for Members
đź’¸ Signature Strings Association Member Rates
- Base premium rate: starts at $0.50 per $100 USD
$160.00/year USD (minimum premium), including a $25.00 annual policy fee
Covers up to $27,027 for most itemized instruments
Note: Rates are higher for string basses—$260.00/year USD covers up to $28,313.
Fast. Secure. Tailored for musicians.
Coverage Highlights
🛡️ What’s Included in Your Strings Coverage
- “All Risk, Stated Value” Coverage – worldwide protection for your string instruments
- “All Perils” Deductible – $100.00
- Coverage Territory – worldwide
- Diminished Value Coverage – included
- Appraisals – almost never required
- Replacement Cost Values – please submit current valuations from your instrument manufacturer(s)
- Professional Use – included
- Flood & Earthquake Coverage – included
- Multiple Instruments? Yes! Instruments valued at $100,000, $250,000 or more may qualify for additional premium discounts
- Performance Interruption Coverage – up to $600 for covered losses
No Membership - No Problem!
Homeowners Insurance is NOT the Solution
🏠Why Anderson Coverage Outperforms Homeowner’s Policies
- Limited coverage: Most homeowner’s policies cap musical instrument coverage at around $2,000—especially if you receive any “pay for play.”
If your instrument is valued above this, consider the Anderson Signature Insurance Program. - No business use protection: Instruments used in paid performances are often excluded.
Anderson covers casual, professional, and business use—no exceptions. - No flood coverage: Unless you carry a separate flood policy, homeowner’s insurance won’t cover flood damage.
Anderson includes flood coverage for itemized instruments. - No earthquake coverage: Most homeowner’s policies exclude earthquake damage—especially to instruments.
- Missing perils: Falling, cracking, bumping, and dropping are typically not covered.
Homeowner’s adjusters often assess value only after a claim is filed—when it’s too late.
Anderson covers these perils upfront.
View our coverage form - Stated Value coverage: Anderson policies insure your instruments for their full itemized value—not depreciated cash value.
- Actual Cash Value limitations: Most homeowner’s policies settle claims based on replacement cost minus depreciation.
Many instruments appreciate over time—so this can be a costly gap.
Always ask your homeowner’s agent for written confirmation if you’re considering their coverage.
Important Additional Information
Rental Reimbursement Coverage
Included for NFA Members insured in the National Flute Association Insurance Program. Coverage up to $225.00 per month for up to 6 months is available, subject to the timely repair of your instrument after a covered loss, AND you do not have an equivalent idle instrument available to use.
Electronic Equipment & Software
Electronic Equipment and Software may be added at a cost of $.72/$100 of insured value. Software includes audio, VST, VSTi plugins and synch licenses using virtual or hardware dongles. This charge is in addition to the total premium for your musical instrument schedule and accessories.
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