International Clarinet Association Insurance Program by Anderson
International Clarinet Association Insurance Program
🎺 Global Coverage for all Woodwinds
Anderson Musical Instrument Insurance Solutions, LLC extends a warm welcome to members of the International Clarinet (ICA). Whether you're performing in a wind ensemble, teaching, touring, or recording, Anderson is your trusted solution to insure your woodwinds—anywhere in the world.
Located in Venice, Florida (USA), Anderson has insured symphony orchestras, musician associations, collectors, dealers, and individual musicians worldwide since 1991. Our sole focus is musical instrument insurance—crafted with precision, empathy, and care.
Our Musician Association Insurance Program is endorsed by respected organizations including International Clarinet Assoc, offering:
- ✅ Exclusive ICA member benefits
- ✅ Comprehensive “All Risk, Stated Value” coverage
- ✅ Competitive rates with global protection
- ✅ Responsive, musician-savvy service
🎼 Instruments We Cover
Our Signature Insurance Programs spans a wide range of instruments on a global scale, including Accordion, Bagpipe, Cello, Clarinet, Double Reed, French Horn, Flute, Guitar, Harp, Mandolin, Percussion, Piano, Saxophone, String Bass, Trumpet, Tuba & Euphonium, Viola, Violin, Woodwinds—and everything in between.
🎯 Ready to protect your Clarinets with confidence? Get a quote today and experience the Anderson difference.
Fast. Secure. Tailored for musicians.
International Clarinet Association Coverage Highlights
🛡️ Woodwind Insurance Coverage Highlights
- 💵 $160.00 USD/year covers up to $27,000 USD for all itemized Woodwinds and accessories
- 🌍 “All Risk” Stated Value Coverage: Worldwide protection
- 📉 Diminished Value Coverage: Included
- 🧾 Deductible: $100 for all perils
- 🎭 Use Type: Personal, professional, and “pay for play” coverage included
- 🎓 Student Coverage: Insured at home, school, and away
- 🌊 Flood & Earthquake Coverage: Included
Not an ICA Member?
💸 Anderson Signature Clarinet Insurance Rates & Requirements
📊 Premium Rate: $0.55 per $100 USD of covered value
💵 Minimum Annual Premium: $175.00 USD
Includes a $25.00 annual policy fee
Covers up to $27,273 USD for all itemized woodwinds and accessories.
📌 Rate Notes: Rates are higher for string basses and harps and lower for pianos
📄 Policy Review: View the full terms and coverage details in the Anderson Signature Insurance Coverage Form
Homeowners Insurance is NOT the Solution
🏠 Why Anderson Coverage Outperforms Homeowner’s Policies
- 🚫 Coverage Limits: Most homeowner’s policies cap musical instrument coverage at ~$2,000—especially if you receive any “pay for play” income
If your woodwinds are valued above this, consider the Anderson Signature Insurance Program. - ⚠️ Business Use Exclusion: Instruments used in paid performances are often excluded
Anderson covers casual, professional, and business use—no exceptions. - 🌊 No Flood Coverage: Unless you carry a separate flood policy, homeowner’s insurance won’t cover flood damage
Anderson includes flood coverage for itemized instruments. - 🌎 No Earthquake Coverage: Most homeowner’s policies exclude earthquake damage—especially to instruments
Anderson includes it. - 💥 Missing Perils: Falling, cracking, bumping, and dropping are typically not covered
Homeowner’s adjusters often assess value only after a claim—when it’s too late
Anderson covers these perils upfront.
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