Streamlined Access, Purposefully Designed
We've organized our coverage forms by program to support a seamless underwriting and client service experience. Each document is thoughtfully crafted to clarify policy details and ensure regulatory compliance. Please review the descriptions below to locate the form best suited to your needs. If you're unsure which applies, our team is ready to assist—see contact options at the bottom of this page.
A Lifetime Rooted in Music and Business
With a background in business and a lifelong love of music, I recognized a significant gap in the market—where insurance expertise could blend seamlessly with personal passion. That vision led to the creation of a comprehensive, custom-crafted “All Risk,” Stated Value insurance policy, designed specifically for musicians and collectors over 3 decades ago. More than just a product, it stands as a personal milestone and a meaningful contribution to the industry I deeply respect.
Peter Anderson
CEO & Founder
Anderson Musical Instrument Insurance Solutions, LLC
Specialized Insurance Coverage For Musicians, Collectors, Educators, Hobbyists, and Instrument Professionals
Anderson offers a range of musical instrument insurance policies tailored to different needs. Our Signature Premium Coverage starts at $175/year for professionals and collectors. T For businesses, the Makers, Repairers & Stores Program starts at $350/year. We also provide a dedicated Rental Program for schools and stores managing instrument fleets.
🎼 Anderson Musical Instrument Insurance Signature Coverage Policy #221-0163 17 06
Comprehensive coverage for professionals and collectors.
Learn More View PDFPractical protection for emerging artists and everyday use.
Learn More View PDF🔧 Anderson Instrument Makers, Repairers & Stores Policy # IM441 1459 01 16
Tailored protection for makers, restorers, repairers & stores.
Learn More View PDF
✨ Instrument Makers, Repairers & Stores Boost Endorsement Included: View Boost PDF🏫Anderson Instrument Rental Insurance Program for Schools & Stores #221 0163 X 04
Affordable protection for instrument rental fleets and student instruments.
Learn More View PDF
About Us
At Anderson Group, we specialize in protecting musical instruments and the people who bring them to life. With decades of experience, we’ve developed insurance programs trusted by musicians, educators, collectors, and instrument makers across the country. Our focus on clarity, responsiveness, and tailored coverage makes us the preferred partner in this specialized field. Whether you own a single violin or manage an entire store, our mission is to safeguard your passion.
Mandatory Endorsements
This is where our insurance company partner, Hanover Insurance Company, stepped in with all the legal “blah blah blah” which is a necessary component of all insurance policies. These mandatory endorsements appear in every single policy issued by Anderson Group.
Optional Endorsements
As with the Anderson insurance policy coverage forms, 90% of these optional endorsements were all custom crafted by our agency as well. This is a menu of endorsements that we select from time to time depending on our underwriting evaluation of your quote request as well specific coverages suited to individual needs.
ISO State Forms
Just like the Mandatory endorsements above, these ISO endorsements make a part of every policy issued by Anderson Insurance based on your state of residency or the State of Florida for those insureds that reside outside of the USA.
Legacy Policy Forms
These are the immediate prior versions of the policy that were replaced by newer editions. We offer these forms in the interest of complete and full transparency.
Mandatory Endorsements - ALL Policies
Optional Endorsement List
- Carrier for Hire Exclusion 221-0163- CFH-E 17 06 (
PDF file) - Dampness, Dryness, or Extremes of Temperature Exclusion 221-0163 C 10 03 ( PDF file)
- Earthquake, Flood, or Deductible Limitations IM 441-1050 09 08 ( PDF file)
- Earthquake and Volcanic Action Endorsement IM441-1460 01 16 ( PDF file)
- Flood Exclusion (including Tsunami and Tidal Waves) IM MAN-0218 02 23 (
"PDF file
- Extra Expense Seized or Confiscated Musical Instruments 221-0163 P 15 08 ( PDF file)
- Dealer & School Rental Program Location Endorsement 221-0163 V 10 03 ( PDF file)
- Mysterious Disappearance Endorsement 221-0163 MD-I 19 07 ( PDF file)
- Musical Instruments Electrical Apparatus Deductible Endorsement 221-0163 A 10 03 ( PDF file)
- Named Tropical Windstorm and Hurricane Exclusion 221-0163 Y 10 03 ( PDF file)
- Photo and Video Equipment Endorsement 221-0163 S 10 03 ( PDF file)
- Property Leased or Rented to Others Endorsement 221-0163 F 10 03 ( PDF file)
- Property Loaned to Others Coverage #221-0163 R 15 08 ( PDF file)
- Protective Measures and Safeguards Endorsement IM441-1458 01 16 ( PDF file)
- Protective Instrument Case Endorsement ( PDF file)
- Rental Reimbursement Additional Coverage Endorsement 221-1063 D 18 03 ( PDF file)
- Property offsite Worldwide Coverage Endorsement IM441-1463 01 16 ( PDF file)
- Safe or Vault Endorsement IM MAN-00342 08 25 ( PDF file)
- Software Coverage for Musical Instruments Endorsement IM441 1343 02 04 (
PDF file)
- Surge Protection Device Warranty 221-0163 B 10 03 ( PDF file)
ISO State Forms
- ISO State Amendatories Forms Index ( PDF file)
